ประกันสุขภาพ iSmart Health STV Plus
Start THB7,470 period of 90 days (Age 10-19 years old for Plan1 )
Insurance terms & conditions
- Insured age 30 days – 70 years old (can be renewed up to 80 years old)
The insured under 15 years lod must purchase with at least one parent (father/mother). If it is a relative such as uncle, aunt, uncle, the evidence that they live in the same house or the same last name is required and must purchase an insurance plan that provides coverage lower than or equivalent to the parent.
- Insurance premiums will increase according to age band.
- The insured must be in good physical health, no part is handicapped and no underlying disease
- Accidental injury coverage will be covered immediately from the first effective date of the insurance policy.
- Any illness cover, the coverage will be effected after 30 days from the date of the first effective policy.
- Loss of life, dismemberment loss of sight or total permanent disability from an accident (Or.Bor.1) does not cover accidents while driving or riding a motorcycle.
- For funeral expenses or funeral arrangements in case of death from illness, the cover will be effected after 180 days from the date of the first effective of policy.
- Injury or illness including chronic conditions and symptoms that occurred prior to the first policy effective date.
- Any illness occurring within 30 days (Waiting Period) after the insurance policy is effective for the first time.
- The following ailments: tumors, cysts or all types of cancer, hemorrhoids, all types of hernias, pterygium or cataracts, tonsillectomy or adenoids, all types of gallstones, leg veins, septum. misaligned uterus occurring within 120 days (Waiting Period) after the insurance policy is effective for the first time
- For outpatient medical treatment coverage : Does not cover outpatient medical expenses in the part of physical therapy expenses, activity therapy fee, rehabilitation medicine, physical therapy fee, fee for a medical practitioner, rehabilitation medicine doctor or physical therapist, cost of tools and medical supplies related to physical therapy and all kinds of therapeutic activities.
- เบี้ยประกันเริ่มต้น฿7,470 period of 90 days